I have gone through many phases in regards to how I viewed money. In my childhood and my early to mid-twenties, I spent my money frivolously, gave it away or both at the same time. If you have read any of my previous posts you might remember that I spoke of being very religious at one point in my life. So I took the whole “love of money” thing completely the wrong way. I did not see money as a resource I only saw it as a means to pay my bills and sometimes buy the things that I wanted. My view on money was so negative. I thought by trying to obtain more money that meant that I was greedy; of course, this was far from the truth. Getting a good understanding of anything that you don’t know is vital. No matter how many questions you need to ask or books you need to read, do so. That is something that I had to do for myself so I found various books to read about finance and I also listen to podcasts about finance.
One of my favorite podcasts is The Friend Zone and they talk about various topics i.e. health, wealth, the culture and so many other things in between. The podcast that I listened to today featured Tiffany Aliche also known as The Budgetnista. It was Amazing! Tiffany had so many gems that she shared and her website has tools that will help you to budget your money and get out of debt. Some other podcasts that I have been listening to dealing with finances include Journey To Launch with Jamila Souffrant and Paychecks & Balances with Rich Jones and Marcus Garrett. I actually found out about the Paychecks & Balances podcast because Jamila had interviewed Rich and Marcus on her podcast.
The information that they all share is great. I just have to apply the tips provided from them on a regular basis. I am the “budgeter” of the family, my husband knows how, but I just take on that task. I do the excel spreadsheets and with our income and expenses and all that stuff. However, impulse purchasing is what gets me every time. I don’t impulse buy clothes or shoes but food or anything food related I’m there with cash and/or card. Now anybody that knows me knows that I love coffee and chai tea. The hubs and I had talked about a getting a Keurig coffee maker a while back but for some reason, the conversation came back up this week.
Today when I went grocery shopping what did I see...a Keurig coffee maker of course. It was originally $109 and was marked down to $45. I believe in signs so I put it in my cart, found a reusable filter, and kept it moving. I still had to finish grocery shopping so while I was moving through the store I started thinking “Do I really need this” but I’m also thinking “If I buy this I’ll save so much money by not going to the coffee shop.” I decided to text the hubs about it and his reply was basically whatever I wanted to do and felt was best since I know the budget. I texted him so that he could co-sign my decision and then I would feel better about purchasing the Keurig but he put the ball in my court.
I knew that I shouldn’t get it because we could put that money somewhere else and we don’t even have the counter space for it. In addition, I just went back to work this week from being on FMLA for close to two months so we were down to one income for a while. I know all of this but I still had that Keurig In my cart. As I continue shopping I turn on The Friend Zone podcast and they had Tiffany “The Budgetnista” Aliche on as a guest I didn’t even hear three minutes into her interview and I put the Keurig back. It. Was. A. Sign. a real one…really a confirmation. I knew that splurging is not going to help us get where we want to be financially. So I texted the hubs back to let him know that I did not get the Keurig. I would rather wait now and purchase one later especially when we have more space. Who knows that forty-five dollars could be the start of my own coffee shop?
Comments
Post a Comment